My Story
I am Serge Sendji Augustin. I live in Ocoee, Florida. I am a licensed independent life insurance agent — Florida 2-15 Life, Health & Variable Annuity, FL License G231352 (NPN 21565385).
For years, my work was health coverage. I helped seniors learn Medicare, Medicare Advantage, and Medicare Supplement plans. I have helped more than 400 seniors make sense of hard choices. I loved that work. People trusted me because I told them the truth.
In December 2025 I earned my life insurance license. My first clients were my own family — I set up whole life and final expense protection for the people I love most. Now I do the same for Florida families. Final expense is all I focus on.
What "Independent" Means for You
I do not work for one insurance company. I work with the licensed life insurance carriers I'm appointed with — the carrier is the insurance company behind the policy. That means I can line up plans side by side and show you the real trade-offs. My advice does not shift with a sales quota.
How I Get Paid
Quotes are free. If you buy a plan, the carrier pays me a commission. You never pay me directly.
My Promise
Plain talk. No pressure. Real numbers. If a plan is not right for you, I will say so — even if it costs me the sale. And when your family files a claim one day, I will be there to help them through it.
Frequently Asked Questions
How long have you been an insurance agent?
I earned my Florida health insurance license in April 2025 and my life insurance license in December 2025. Before that, I spent my working days helping seniors with health coverage — more than 400 of them.
Are you licensed in Florida?
Yes. Florida 2-15 Life, Health & Variable Annuity — FL License G231352, NPN 21565385. Look me up on the Department of Financial Services website. I urge you to.
Do you charge for quotes?
No. Quotes are free. I earn a commission from the carrier only if you buy a plan.
Will you name the insurance company before I buy?
Yes. I do not name carriers on this site, but I will name the carrier at the start of our first sales call — before we talk about any plan.